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Financial Management

Financial Restructuring

Independent financial restructuring advisory for businesses under financial stress — providing clarity on options, creditor negotiation support and a practical path to stabilisation or recovery.

How we work

Our methodology

01

Financial Diagnosis

Assess the financial position in full — liquidity, solvency, cash flow runway, creditor exposure and the viability of the underlying business.

02

Restructuring Options

Identify and evaluate restructuring options — debt rescheduling, asset disposal, operational cost reduction, equity injection or formal restructuring.

03

Plan Development

Develop the restructuring plan — cash flow projections, creditor proposals and implementation sequencing — with a realistic recovery timeline.

04

Implementation

Support plan execution — creditor negotiations, lender engagement, management reporting and ongoing cash flow monitoring through stabilisation.

What you receive

Deliverables

Restructuring Assessment

A clear-eyed assessment of financial position, viability and the realistic options available — structured for board, creditor and lender consumption.

Creditor Negotiation Support

Preparation and delivery of creditor proposals, supporting materials and negotiation advisory to achieve sustainable restructuring terms.

Turnaround Plan

A detailed restructuring and recovery plan with cash flow projections, milestones and implementation ownership — ready for lender and board approval.

Our team

Qualified practitioners, not generalists

Our restructuring advisors are Chartered Accountants with direct experience supporting businesses and creditors through financial distress, debt restructuring and turnaround situations across Bahrain and the GCC.

CA
Chartered
Accountant
Issued by ICAI — the gold standard in accounting and assurance, recognised by regulators and employers worldwide.
ICAI
CIA
Certified Internal
Auditor
Issued by the IIA — the only globally recognised certification for internal auditors.
IIA
CISA
Certified Information Systems
Auditor
Issued by ISACA — the benchmark credential for IT audit, control and security.
ISACA
CFE
Certified Fraud
Examiner
Issued by the ACFE — the leading qualification in fraud examination and forensic audit.
ACFE
Sector experience

Who we work with

Family Business & Business Groups
Real Estate & Construction
Industrial & Manufacturing
Retail & Consumer
Healthcare & Hospitals
Hospitality & Tourism
Why Assure

What sets our practice apart

Honest assessment first

We give clients a clear view of their position before discussing solutions — including when restructuring is not a viable path.

Creditor negotiation experience

Direct experience engaging with banks, bondholders and trade creditors on restructuring terms — not just modelling what a restructuring could look like.

Confidential and discreet

Financial distress is sensitive. We operate with strict confidentiality and manage information carefully throughout every engagement.

Get in touch

Facing financial pressure? Let's assess the options together.

Our partners are directly involved in every engagement. No junior-only delivery teams.